Contents
1. Acceptance of Terms
By accessing or using DollarDrill ("the Site") at dollardrill.com and its subdomains (loan.dollardrill.com, invest.dollardrill.com, salary.dollardrill.com, home.dollardrill.com), you agree to be bound by these Terms of Service and all applicable laws and regulations.
If you do not agree with any of these terms, you are prohibited from using or accessing this site. These terms apply to all visitors, users, and others who access or use the Service.
2. Description of Service
DollarDrill provides free, browser-based financial calculators designed to help users understand and estimate financial figures related to loans, mortgages, investments, salary, and home affordability. Our current tools include:
- Loan & Mortgage Calculator — monthly payments, amortization schedules, total interest cost
- Compound Interest Calculator — investment growth projections over time
- Salary & Tax Calculator — estimated take-home pay after federal and state taxes
- Home Affordability Calculator — estimated maximum home price based on income and debts
All calculators are provided free of charge. DollarDrill reserves the right to modify, suspend, or discontinue any part of the Service at any time without notice.
3. No Financial Advice
The calculators, results, and all content provided on DollarDrill are for educational and informational purposes only. Nothing on this Site constitutes financial, tax, legal, investment, or accounting advice.
DollarDrill is not a registered investment advisor, broker-dealer, tax advisor, or financial planner. The results generated by our calculators are estimates based on the inputs you provide and general mathematical formulas — they are not personalized recommendations.
Your actual loan payments, tax obligations, investment returns, and affordability limits will vary based on your individual financial situation, lender terms, current market conditions, and applicable laws.
4. Accuracy of Information
We strive to keep our calculators accurate and up to date. Our formulas are based on standard financial mathematics, and tax-related calculators are updated annually to reflect current IRS brackets, standard deductions, and contribution limits.
However, DollarDrill makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information and calculations provided. Any reliance you place on such information is strictly at your own risk.
Factors that may cause actual results to differ from calculator outputs include:
- Changes in tax law or rates after our last update
- State-specific tax rules, deductions, or credits not accounted for
- Lender-specific fees, points, or conditions
- Individual credit scores or debt-to-income ratios
- Market fluctuations affecting investment returns
5. Acceptable Use
You agree to use DollarDrill only for lawful purposes. You agree not to:
- Use the site in any way that violates applicable local, national, or international laws or regulations
- Attempt to gain unauthorized access to any part of the site or its related systems
- Use automated scripts, bots, or scrapers to access the site in bulk
- Reproduce, duplicate, copy, or sell any part of the site without express written permission
- Transmit any unsolicited or unauthorized advertising or promotional material
6. Intellectual Property
The content, design, code, graphics, logos, and all other materials on DollarDrill are the property of DollarDrill and are protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. You may not copy, modify, distribute, or create derivative works from any content on this site without prior written consent.
7. Limitation of Liability
To the fullest extent permitted by law, DollarDrill and its owner(s) shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including lost profits, lost data, or financial losses — arising from your use of, or inability to use, the Service.
DollarDrill's total liability to you for any claims arising from use of the site shall not exceed the amount you paid to use the Service (which, as DollarDrill is free, is zero dollars).
Some jurisdictions do not allow the exclusion or limitation of liability for certain damages, so the above limitations may not apply to you.
8. Privacy & Advertising
Your use of DollarDrill is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
Key points regarding data and advertising:
- All financial calculations run locally in your browser — your inputs are never transmitted to our servers
- We use Google Analytics to understand aggregate site usage
- We display Google AdSense advertisements, which may use cookies to serve relevant ads
- We do not sell, rent, or trade personal information to third parties
9. Changes to Terms
DollarDrill reserves the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the site with an updated "Last Updated" date.
Your continued use of the site after any changes constitutes acceptance of the new terms. We encourage you to review these Terms periodically.
10. Contact Us
If you have any questions about these Terms of Service, please contact us:
- Email: hello@dollardrill.com
- Website: dollardrill.com
These terms were last updated on January 1, 2025.
Questions? Reach us at hello@dollardrill.com